Long-term care, sometimes called extended care, can actually relate to any time period, whether long or short. This type of coverage differs from health insurance, because while your health insurance might cover some aspects of your extended care like Dr.’s appointments, medications, and emergency visits, your health plan often will not cover things like caregiver expenses, assisted living facilities, or sometimes care for rehabilitation after a significant injury. These extra expenses can often be holes in what we call, the umbrella of Longevity Health Planning. These holes in your health coverage can hold a significant impact over your financial future. At Clear Solutions Insurance Services, we are an insurance broker that cares about your coverage throughout your journey through life, and we want to empower you with the knowledge and tools to fill those gaps and complete your Longevity Health Plan.
Life happens, whether you’re prepared for it or not. But the better prepared you are will determine the consequences that you and your family are going to face with those “life happens” events.
The older you get, the higher the percentage of needing care. Many people’s biggest fear or concern when it comes to retirement is outliving their money. Yet, they aren’t always ready to invest in long term care insurance. With long-term care, there are 3 costs that take the greatest toll on you and your family.
There are four basic options available when you plan for long-term care. Your income, your government, your family, and long-term care coverage.
At Clear Solutions Insurance Services, we are well versed in all elements of income protection and longevity health planning, and can help you decide which funding concept is most suitable for you. Tom can design a plan specific to your needs, balancing affordability and desired coverages. These are very specialized options and his guidance can help determine which options make the most sense for your personal situation.
You also get access to our FREE online eligibility assessment tool and direct access to Tom to answer your questions and help with coaching if you desire.
At Clear Solutions Insurance Services, we are 100% dedicated to protecting you online and providing a safe haven free from “being sold”. We will never share your information with anyone.